Category

National Corporations

Annual Income

Loan Amount

Interest rate

Repayment period

Age

India

Abroad

Backward Classes Community

NBCFDC

3 lakhs

25 lakhs

25 lakhs

8%

5 yrs

16-32

Minority Community

NMDFC

(Credit Line 1)

Upto 3 Lakhs

20 lakhs

30 lakhs

3%

5 yrs

16-32

NMDFC

(Credit Line 2)

3-8 lakhs

20 lakhs

30 lakhs

5%

5 yrs

16-32

Scheduled Caste

NSFDC

3 lakhs

40 lakhs

40 lakhs

6.5%

5 yrs

16-32

Scheduled Tribes

NSTFDC

3 lakhs

10

Nil

6%

5 yrs

16-32

Safayi Karamcharis

NSKFDC

3 lakhs

10

20

5.5%-6.5%

5 yr

16-32

Sl
no.

Category

National
Corporations

Maximum
Amount (CDS/Beneficiary)

Interest
Rate (CDS-Beneficiary)

Repayment
period

1

Minority
Community

NMDFC

CDS-Upto
3 crs

Beneficiary
– Maximum upto 1 lakh

(For
Scheduled Tribe Community

-50000/Ben
& 5 lakh/SHG

   General Category- 50000/Ben)

5-6%

3 yrs

2

Backward
Class Community

NBCFDC

6-7%

2.5 yrs

3

Scheduled
castes community

NSFDC

5-6%

3 yrs

4

Scheduled
Tribes community

NSTFDC

5-6%

3 yrs

5

Safai
Karamcharies community

NSKFDC

4-5%

3 yrs

6

General
Category

Own
Fund

7-8%

3 yrs

Sl no.

Scheme

Loan Amount

Annual income

Interest rate

Repayment period

Age limit

1

*General Scheme

(Self-Employment Loan Scheme)

5 lakhs

8 lakhs

8%

5 yrs

18-60

2

BC Credit Line II

(Self-Employment Loan Scheme for
backward classes)

5 lakhs

3-8 lakhs

8%

5 yrs

18-60

3

Vidya Mithra

(Education Loan for General
category or Forward classes)

10 lakhs

3 lakhs

7.5%

5 yrs

16-32

4

Small Loan Scheme

(street vendors, small business,

single mothers)

(Self-Employment Loan Scheme for

all category)

50,000/-

1,20,000/-

As per the guidelines of NC &
KSWDC

5 yrs

18-55