Self EmploymentEducation LoanMicro FinanceKSWDC SchemesMFS GuidelinesMFS applicationGuidelines General

KSWDC LOAN SCHEMES

VARIOUS SELF EMPLOYMENT LOAN SCHEMES





Sl No. Category National Corporations Scheme Annual Income Loan Amount Interest rate Repayment period Age
1 Backward Classes Community NBCFDC Individual loan scheme-1
(Term Loan)		 3 lakhs upto 1.25 lakhs 7% 5 yrs 18-55
Individual loan scheme-2
(Term Loan)		 1.25-15 lakhs 8% 5 yrs 18-55
2 Minority Community NMDFC Credit Line 1
(Term Loan)		 Rural area – upto 98000
Urban -upto 120000		 upto 20 lakhs 6% 5 yrs 18-55
Credit Line 2
(Term Loan)		 Upto 8 lakhs upto 30 lakhs 6% 5 yrs 18-55
3 Scheduled Caste NSFDC Utkarsh Loan Yojana 3 lakhs 1.40 to 10 lakhs(including Benef. share) 8% 4 yrs 18-55
Utkarsh Loan Yojana 10-50 lakhs 9% 5 yrs 18-55
Micro Credit Finance Upto 8 lakhs Upto 1.40 lakhs 6.5% 2.5 yrs 18-55
4 Scheduled Tribes NSTFDC AMSY (Aadhivasi Mahila Sashakthikaran Yojana) 3 lakhs upto 2 lakhs 4% 5 yrs 18-55

EDUCATION LOAN






Sl No. Category National Corporations Annual Income Loan Amount Interest rate Repayment period Age
India Abroad
1 Backward Classes Community NBCFDC 3 lakhs 15 lakhs 15 lakhs 8% 5 yrs 18-32
2 Minority Community NMDFC
(Credit Line 1)		 Rural area – upto 98000
Urban -upto 120000		 20 lakhs 30 lakhs 3% 5 yrs 18-32
NMDFC
(Credit Line 2)		 Upto 8 lakhs 20 lakhs 30 lakhs 5% 5 yrs 18-32
3 Scheduled Caste NSFDC 3 lakhs 30 lakhs 40 lakhs 5.5%-6.5% 5 yrs 18-32
4 Scheduled Tribes NSTFDC 3 lakhs 10 lakhs Nil 6% 5 yrs 18-32
5 Safayi Karamcharis NSKFDC 3 lakhs 10 lakhs 20 lakhs 5.5%-6.5% 5 yrs 18-32

MICRO FINANCE LOAN SCHEME

Sl No. Category National Corporations Maximum Amount (CDS/Beneficiary) Interest Rate (CDS-Beneficiary) Repayment period
1 Minority Community NMDFC CDS-Upto 3 crs Beneficiary – Maximum upto 1 lakh (For Scheduled Tribe Community, 50000/ben & 5 lakh/SHG)
 5-6% 3 yrs
2 Backward Class Community NBCFDC 5-6% 2.5 yrs
3 Scheduled castes community NSFDC 5-6% 3 yrs
4 Scheduled Tribes community NSTFDC 5-6% 3 yrs
5 Safai Karamcharies community NSKFDC 4-5% 3 yrs

KSWDC SCHEMES

Sl No. Scheme Loan Amount Annual income Interest rate Repayment period Age limit
1 *General Scheme
(Self-Employment Loan Scheme)		 5 lakhs 8 lakhs 8% 5 yrs 18-60
2 BC Credit Line II
(Self-Employment Loan Scheme for backward classes)		 5 lakhs 3-8 lakhs 8% 5 yrs 18-60
3 Vidya Mithra
(Education Loan for General category or Forward classes)		 10 lakhs 3 lakhs 7.5% 5 yrs 18-32
4 Small Loan Scheme
(street vendors, small business, single mothers)
(Self-Employment Loan Scheme for all category)		 50,000/- 1,20,000/- As per the guidelines of NC & KSWDC 5 yrs 18-55

*Applicant belongs to the forward classes’ community as notified by Central Government and State Government*

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